Mortgage Friend, LLC (“MortgageFriend,” “we,” “us,” or “our”) respects your privacy and recognizes the importance of protecting personal information. This Website Privacy Policy explains how we collect, use, disclose, retain, and protect information obtained through MortgageFriend.com and related webpages that link to this policy (collectively, the “Website”).
This Website Privacy Policy primarily addresses information collected through the Website and related online interactions. Information collected in connection with a mortgage application, loan transaction, or ongoing customer relationship may also be subject to separate financial privacy notices and disclosures provided to you as required by applicable law.
MortgageFriend is a mortgage brokerage. We may work with lenders, service providers, technology vendors, credit reporting agencies, settlement providers, and other parties as necessary to evaluate, originate, process, close, administer, or support mortgage transactions and related services.
The information we collect depends on how you interact with us and which services you request. It may include the following categories:
MortgageFriend and service providers working on our behalf may use cookies, pixels, tags, web beacons, analytics tools, and similar technologies to operate the Website, remember preferences, understand Website traffic and performance, detect errors, measure marketing effectiveness, and improve the user experience.
These technologies may collect information such as IP address, device and browser information, referring website, pages viewed, links selected, session activity, and general interaction with the Website. Some analytics or advertising providers may process information according to their own privacy policies.
Most browsers allow you to manage or disable cookies through browser settings. Disabling certain cookies may affect Website functionality. MortgageFriend does not currently respond to traditional “Do Not Track” browser signals.
We may use information collected through the Website and related interactions to:
We may disclose information when reasonably necessary to provide services you request, operate our business, comply with law, or protect legitimate interests. Depending on the transaction and circumstances, recipients may include:
Where required, we use contractual, operational, and other safeguards intended to limit service providers’ use of information to authorized purposes.
Certain personal information collected in connection with providing a mortgage or other financial service may constitute nonpublic personal information under the Gramm-Leach-Bliley Act (“GLBA”) and related financial privacy rules. When applicable, MortgageFriend provides customers with separate privacy notices describing our collection, disclosure, and protection of nonpublic personal information and any choices available under federal law.
This Website Privacy Policy does not replace any financial privacy notice that may be provided to you in connection with a mortgage application or customer relationship. Where a separate financial privacy notice applies, that notice governs the treatment of information within its scope.
Some state privacy laws use the terms “sell,” “share,” or “targeted advertising” more broadly than those terms are used in ordinary conversation. For example, certain transfers of online identifiers or Website activity to advertising or analytics providers may be treated as a sale, sharing, or targeted advertising under an applicable state law even when no money is paid for the information.
To the extent MortgageFriend engages in activity that is defined as a sale, sharing, or targeted advertising under a law that applies to you, you may have the right to opt out of that activity. The availability and scope of those rights depend on your state of residence, the information involved, applicable exemptions, and how the information is used.
Information governed by federal financial privacy laws, including certain information subject to GLBA, may be exempt from some state privacy-law requirements.
MortgageFriend retains personal information for different periods depending on the type of information, the purpose for which it was collected, the nature of our relationship with you, and applicable legal or regulatory requirements.
Mortgage transactions and mortgage inquiries may be subject to federal and state recordkeeping requirements. We may therefore retain information after an inquiry has ended, an application has been withdrawn or denied, or a loan has closed. We may also retain information when reasonably necessary for fraud prevention, security, audits, regulatory examinations, dispute resolution, enforcement of agreements, litigation holds, or the establishment or defense of legal claims.
When information is no longer reasonably necessary for an authorized business or legal purpose, we may delete, destroy, or de-identify it in accordance with our applicable retention practices.
Depending on your state of residence and subject to applicable exemptions, you may have rights concerning certain personal information we maintain about you. These rights may include the right to:
These rights are not absolute. We may be unable to delete or provide certain information when retention or withholding is permitted or required by law, when the information is subject to a financial-privacy exemption, when the information is needed to complete or document a mortgage transaction, or when another legal exception applies.
To submit a privacy-related request, contact us at Compliance@MortgageFriend.com. We may need to verify your identity and, where applicable, the authority of an authorized agent before completing a request.
If you receive marketing emails from MortgageFriend, you may opt out of future marketing emails by using the unsubscribe instructions included in those messages. An opt-out from marketing communications does not prevent us from sending transactional, administrative, servicing, application-related, or legally required communications.
Consent and Message Frequency
When you opt in to receive text messages from MortgageFriend, you agree to receive recurring informational and, where applicable, marketing text messages at the telephone number you provide. Message frequency may vary. Consent to receive marketing text messages is not a condition of obtaining a mortgage product or service.
Message and Data Rates
Message and data rates may apply. Mobile carriers are not liable for delayed or undelivered messages.
Cancellation
You may opt out of text messages by replying STOP or by following another unsubscribe method included in the message. You may receive a final confirmation that your opt-out request has been processed.
Help
For assistance, reply HELP when supported or contact Info@MortgageFriend.com.
Transfer of Number
If you change or transfer a mobile number that you previously provided to MortgageFriend, please notify us or unsubscribe the number before it is reassigned to another person.
MortgageFriend maintains administrative, technical, and physical safeguards designed to protect customer information and other personal information against unauthorized access, use, alteration, or disclosure. We also take steps intended to address information-security risks associated with service providers that handle customer information on our behalf.
No website, network, transmission method, or storage system can be guaranteed to be completely secure. You should use reasonable care when transmitting sensitive information and protect account credentials or other authentication information from unauthorized use.
The Website and MortgageFriend’s mortgage services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information online from children under 13. If we learn that a child under 13 has provided personal information through the Website, we will take reasonable steps to delete it when required.
The Website may contain links to websites, applications, or services operated by third parties. MortgageFriend is not responsible for the privacy, security, or content practices of those third parties. We encourage you to review the privacy notices of third-party websites and services before providing personal information.
We may update this Website Privacy Policy from time to time to reflect changes in our practices, technology, services, or legal requirements. When we update the policy, we will revise the “Updated” date displayed on this page and provide any additional notice required by applicable law.
If you have questions about this Privacy Policy, our privacy practices, or a privacy-rights request, please contact:
Mortgage Friend, LLC
6900 Westcliff Dr. #801
Las Vegas, NV 89145
(725) 280-2211
Compliance@MortgageFriend.com
Info@MortgageFriend.com